In the first of this series on financial well being and health, Just Do It, we walked through the steps of a Fully Fit Plan. I encourage people to take a look at where they want to be before they look at where they are.

It’s the same philosophy as Jim Rohn’s excellent quote “You are the average of the five people you spend the most time with.” If you’re hanging out only with your current spending plan, only looking at your current reality, energetically you’re creating the same plan for yourself, repeatedly.

If every month you first look at your Fully Fit Plan, it will remind you where you’re headed, where your intentions and dreams are. Simply writing the Plan out declares to the universe, and to your subconscious, that you are on a path.

It also prepares you for a dose of reality: your current spending plan. Now it’s time to look, see and tell the truth.

It’s true that not everyone reading this sees their current spending plan as dismal, tight, something to move beyond. But I’m thinking many of you do. If you’re current spending plan had an extra $1,000 a month in it, you probably wouldn’t be reading my blog, you’d be at Intelligent Investing reading Chris Barth. More >